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    Mindset25 June 202610 min read

    It Is Okay Not to ‘Get Ahead’

    Most weeks as a mortgage broker in Palm Beach, I see people feeling like they

    It's like this silent rule we all instinctively understand: if you're

    Think about it. From a young age, we're often encouraged to ‘do

    It's understandable, really. There's a certain energy on the Gold Coast,

    But what if we just took a breath and looked at things a bit differently?

    For some, the idea of ‘getting ahead’ might mean owning a bigger house,

    And that's perfectly fine, if that's truly what you want. There's

    However, I've also seen a fair few people who ended up feeling

    Sometimes the constant push forward can actually make us miss out

    Perhaps ‘getting ahead’ could mean something else entirely for you.

    It's about finding what genuinely makes you feel settled and content.

    Consider someone who has a steady job, a comfortable home that meets their

    This person might not be constantly striving to upgrade their house, or

    They've found a rhythm that works for them. They might be focused on

    And isn't that a kind of success in itself? To be able to wake up

    It's important to understand the difference between financial stability

    Financial stability is about having enough income to cover your expenses,

    It means you can generally manage unexpected bills without too much

    On the other hand, the pressure to ‘get ahead’ often pushes us beyond

    It suggests a constant upward trajectory, a relentless pursuit of

    For instance, you might have heard discussions about property prices.

    There's often this sentiment that if you're not constantly buying

    But what if your current home is perfect for your needs? What if moving

    And what about the stress? The energy required to constantly be chasing

    Sometimes, the best move isn't to move at all. Sometimes, it's about

    It's about finding equilibrium. Imagine a boat on the water. It doesn't

    In personal finance, this could look like purposefully choosing to

    It might mean saying no to a bigger loan, even if you technically

    For families, this can be particularly relevant. The pressure to continually

    Parents might feel the need to always provide more, better, newer

    But sometimes, what kids really need is present, calm parents who aren't

    The ‘ahead’ in ‘getting ahead’ often implies a finish line that keeps

    As soon as you achieve one goal, society (or perhaps just our own inner

    This isn't to say ambition is bad. Ambition can be a fantastic

    It's about distinguishing between healthy ambition that serves your

    If you're constantly feeling stressed about money, or always feeling

    It might be worth stepping back and asking: what am I actually aiming

    Are these goals truly mine, or are they what I feel I 'should' be

    Sometimes, the most empowering thing you can do is to declare, quietly

    It means choosing contentment over constant striving. It means

    It's about designing a life that feels good to you, right now, rather

    And in that space, where you're not constantly chasing, you might

    If you're at a point where you feel content with your current living

    There's nothing wrong with acknowledging that your current situation

    Ultimately, life on the Gold Coast, or anywhere for that matter,

    It doesn't always have to be about bigger, faster, more. Sometimes,

    If that idea resonates with you, and you're looking for some clarity

    Opinion piece by Ben Skinner. General commentary only - not financial or product advice.

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