MoneyBen Home Loans

    Your Gold Coast Mortgage Broker

    Unlock your dream home with Ben, personalised home loans, refinancing and investment lending tailored to you.

    Happy family with their dog moving into a new home

    Welcome to MoneyBen, a trusted mortgage broker in Palm Beach servicing the wider Gold Coast. We specialise in residential home loans, ensuring that whether you're a first home buyer, a homeowner looking to refinance, or a seasoned investor, you receive the expert guidance and local support you need to make informed financial decisions.

    About us

    Our goal is to provide you with tailored solutions that align perfectly with your financial goals.

    At MoneyBen, you're not just another client - you're part of our community. We pride ourselves on offering personalised service that caters to your unique needs. From the initial consultation to the final paperwork, we are with you every step of the way, ensuring a smooth and stress-free experience.

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    What we do

    First home purchases

    Buying your first home is a major milestone. We provide expert advice and personalised support, guiding you from understanding your borrowing capacity to securing the best mortgage. Let us help you turn your homeownership dreams into reality.

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    Refinancing

    Refinancing can lower your interest rate, reduce monthly payments, or free up funds for other needs. Our refinancing services help you find the best options. We assess your current mortgage and guide you through the process to ensure you benefit from refinancing.

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    Equity release

    Unlocking the equity in your home can provide financial flexibility for renovations, investments, or debt consolidation. Our equity release services help you tap into your property's value. We offer clear advice to help you make the most of your home equity without selling your home.

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    Investment purchases

    Investing in property requires careful planning and expert guidance. We specialise in investment property purchases, helping you secure financing and identify the best opportunities. Our knowledge of the market ensures you receive tailored advice to maximise your investment returns.

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    Ben Skinner, owner and mortgage broker at MoneyBen

    Ben Skinner

    Owner & mortgage broker

    Expertise you can trust

    With years of experience in the mortgage broking industry, Ben Skinner brings unparalleled expertise to the table. We understand the complexities of the mortgage market and are dedicated to simplifying the process for you.

    With over a decade of experience in the mortgage broking industry, Ben has honed his skills in a variety of mortgage solutions, including first home purchases, refinancing, equity release, and investment property purchases. His deep understanding of the market, combined with his commitment to personalised service, ensures that each client receives tailored advice that perfectly aligns with their financial goals.

    Ben's approach is characterised by transparency, integrity, and a client-first mindset. He believes in building strong, lasting relationships with his clients, taking the time to understand their unique needs and providing clear, honest guidance throughout the mortgage process.

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    What our clients have to say

    Dylan McGrath, Google review for MoneyBen
    "Working with Ben was a great experience. He was professional, approachable, and always quick to respond or answer the phone. He took the stress out of the finance process and made everything easy to understand. We would definitely recommend him to anyone looking for a mortgage broker"
    Dylan McGrath
    in the last week
    Google
    Lance Pirie, Google review for MoneyBen
    "Ben has been amazing to deal with. Highly recommend Ben and his team"
    Lance Pirie
    in the last week
    Google
    Giselle Rawstron, Google review for MoneyBen
    "We’ve been working with Ben for many years now, and we honestly couldn’t recommend him highly enough. He recently helped us secure a great home loan with a competitive rate and made the entire process smooth and stress-free from start to finish. What we appreciate most is his professionalism, clear communication, and genuine commitment to finding the best outcome for us. He took the time to explain everything clearly, answered all our questions promptly, and always made us feel supported throughout the process. It’s rare to find someone so reliable, knowledgeable, and easy to work with. We’re very grateful for all his help over the years and wouldn’t hesitate to recommend him to anyone looking for a trustworthy financial broker."
    Giselle Rawstron
    in the last week
    Google
    Mary Volarevic, Google review for MoneyBen
    "Ben has been our go-to for finance for many years and we have been nothing but impressed with his service, communication and advice. He has helped us with properties across Brisbane and Gold Coast, and would always be happy to recommend him."
    Mary Volarevic
    a week ago
    Google
    tim cosgrove, Google review for MoneyBen
    "Ben is amazing. Super helpful. Great communication. He was able to get us our first home loan when others couldn’t and later when refinancing nothing was a problem."
    tim cosgrove
    a week ago
    Google

    Start today with 3 easy steps

    01

    Get in touch

    Reach out via our contact form, phone or email and we'll get back to you fast.

    02

    Have a chat

    We learn about your goals and walk you through your borrowing options.

    03

    Move in

    We handle the paperwork and help you settle into your new home.

    Contact us

    Local Mortgage Broker servicing the wider Gold Coast

    MoneyBen is your local mortgage broker in Palm Beach, proudly helping clients with home loans across every Gold Coast suburb, from Coolangatta and Currumbin in the south through to Burleigh Heads, Robina, Surfers Paradise, Southport and the northern growth corridors of Coomera and Pimpama. As a local mortgage broker on the Gold Coast, Ben understands the nuances of each market, the lenders that suit each property type, and the strategies that help locals get into the right home sooner.

    Whether you're a first home buyer on the Gold Coast trying to make sense of grants and deposit options, a homeowner exploring a refinance to a sharper rate, or an investor looking to release equity and grow a property portfolio, MoneyBen compares home loans across more than 40 lenders to find the right fit. It's honest advice, local knowledge and a personalised approach, the way a good mortgage broker should work.

    Frequently asked questions

    How much does a mortgage broker cost?
    Our service is free for clients in almost all cases. We're paid a commission by the lender once your loan settles, and we're required to disclose this to you upfront. You don't pay us a fee for advice, applications or ongoing support.
    How many lenders do you work with?
    MoneyBen compares home loans across more than 40 lenders, including the big four banks, second-tier banks, credit unions and specialist non-bank lenders. That gives us a wide view of rates, policies and products to match your situation.
    Do you service all Gold Coast suburbs?
    Yes. We're based in Palm Beach and work with clients across the entire Gold Coast, from Coolangatta and Currumbin in the south through Burleigh, Robina, Surfers Paradise and Southport up to Coomera, Pimpama and Hope Island. Appointments can be in person, by phone or video.
    How much can I borrow?
    Your borrowing capacity depends on income, expenses, existing debts, deposit, credit history and the lender's policy. Every lender calculates it differently, which is why we compare across our panel rather than relying on one bank's number. Get in touch and we'll run accurate figures for your situation.
    What deposit do I need to buy a home?
    Most lenders look for around 5–20% of the purchase price, plus costs like stamp duty and conveyancing. First home buyers may be eligible for government schemes that reduce the deposit needed. We'll walk you through the options that apply to you.
    How long does the home loan process take?
    From first chat to formal approval is typically 1–3 weeks depending on the lender and your situation, then settlement is usually 30–45 days after contracts are signed. Refinances are often quicker. We handle the paperwork and keep you updated at every step.

    Open the door to all the possibilities

    Ready to take the first step towards your dream home? Contact us today to schedule a consultation with Ben. Let's discuss your needs and explore the best mortgage options for you.